ALL YOU NEED TO APPLY
All you need to order with Klarna is a UK bank account, a UK residential address and that you're 18 or over. If you're struggling to use Klarna it could be because; you may have an outstanding payment from another order, you have filled out the form incorrectly or they have rejected your application. If they reject your application we would recommend choosing another payment type.
GET THE LOW DOWN
GOT ANOTHER QUESTION? FURTHER INFO ABOUT PAY LATER BY KLARNA, INTEREST RATES, ELIGIBILITY CRITERIA AND MORE CAN BE FOUND BY CHECKING OUT THE DEDICATED KLARNA HELP PAGE HERE.
RISK WARNING & DISCLAIMER
HQ CORPORATION LTD T/A SMILETIME is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, subject to status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. If you still have another question and need to get in touch, please contact firstname.lastname@example.org and someone will get back to you usually same day - at latest within 24 hours. Klarna lends you a fixed amount of credit to allow you to pay for your purchase over 3 instalments.
Further eligibility criteria and ts&cs apply. Make sure you can make your repayments on time by each due date to avoid late fees. Not paying on time will lead to late fees. The total amount of late fees you may be charged will depend on your order value. If you fail to pay on time, your Klarna debt may be passed to a debt collection agency and this may affect your ability to use Klarna in future.
We encourage you to use Klarna responsibly.